Compare the Best Crypto Cards

Description

🔥 Wirex Card – Overview & Highlights
The Wirex Card is a crypto‑linked Visa prepaid debit card that allows global spending with up to 8% Cryptoback™ rewards in WXT (Wirex Token) using a built-in wallet. It's accepted at over 61 million locations globally, including in the USA, UK, EU, and more.

✅ Key Features
Crypto cashback: Earn between 0.5% and 8% in WXT via Cryptoback™ Rewards depending on your Wirex X‑tras subscription tier.

No monthly fee: No issuance fee, no annual fee, and no foreign-exchange fee for up to ~$200/€200 or £200 monthly ATM withdrawals. Beyond that, a 2% ATM fee applies.

Global acceptance: Works anywhere Visa is accepted—physical and virtual cards supported. The card supports both crypto and fiat spending with auto-conversion at POS.

🏦 Cashback & Plan Structure
Wirex offers three subscription plans: Standard, Premium, and Elite. Your cashback rate and monthly caps depend on plan level:

Standard: ~0.5% craftsmanship, capped at ~250 WXT per transaction

Premium: Higher caps and up to 1.5–4% cashback

Elite: Up to 8% cashback, but subject to caps per transaction and month. Eg. Elite users can earn up to ~250k WXT monthly, but per‑txn caps may limit earnings.

Recent Reddit reports highlight that per‑transaction caps—such as ~500 WXT or 3,150 WXT even on Elite tier—can greatly limit actual rewards.

Some users also reported lower-than-expected cashback (e.g., 2% instead of 4%) on certain transactions.

🧭 Regional Availability
Europe & UK: Full access to card features, Cryptoback™, and account top-ups.

USA: Card rollout in progress; available in most states (excluding NY & HI). Some U.S. users encounter feature limitations due to licensing or app instability.

⚠️ Common Issues from Users
Reward caps and plan changes: Users report unexpected reduction of Cryptoback limits or undisclosed caps after subscribing.

Support delays and inconsistencies: Mixed experiences—some praise fast resolution, others report unresolved issues or slow responses.

KYC hurdles: Verification challenges are frequent in some geographies or with uncommon name formats.