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Description

Revolut Metal – Premium Plan & Card for Global Spending, Travel & More

The Revolut Metal plan is more than a debit card — it’s a full-featured premium account designed for travelers, frequent spenders and people with international needs. With a dedicated metal debit card, global banking features, travel perks and financial tools bundled in one subscription, Revolut Metal offers a powerful alternative to traditional bank accounts and crypto-cards.

What Is Revolut Metal

Revolut Metal is a paid subscription plan — not just a card. The exact price depends on your region (for example, in Brazil the plan costs R$ 79.99/month).

As part of that plan you get a stainless steel debit card — the “Metal card” — plus a host of other benefits including banking tools, travel benefits, discounts and more.

Main Features and Benefits
✅ Premium Card & Global Spending

The Metal card is a reinforced steel debit card, giving a premium look and feel.

With Revolut Metal you enjoy fee-free ATM withdrawals up to a monthly limit (varies by region — e.g. up to R$ 6,000/month in Brazil).

You get discounts on international transfers — about 40% reduction in fees compared to standard accounts.

Unlimited or increased free currency exchanges (favorable for travel or multi-currency transactions) in several currencies.

🌍 Travel & Lifestyle Perks

Travel insurance coverage, including medical emergencies, flight delays, lost baggage, and other travel-related protections (terms apply depending on country/region).

Access to airport lounges: in many regions, Metal includes complimentary or discounted lounge passes.

Additional perks like travel-related benefits, purchase protection, and other lifestyle-oriented services.

📈 Extra Financial & Investment Tools

Better savings or interest-earning options depending on region (e.g. interest on “vaults” or savings balances where supported).

For some users, enhanced benefits on currency exchange, asset trading (crypto, metals, where available), and priority support.

🛠️ Convenience & Perks for Heavy Users

Priority customer support (24/7 in many regions).

In many regions, access to extra services and partner subscriptions (depending on offers local to the region).

Ability to hold accounts/balances in multiple currencies (useful for travel or international payments).

Who Might Benefit Most from Revolut Metal

Revolut Metal tends to be most valuable for:

Frequent travelers — thanks to travel insurance, lounge access, global currency exchange, and lower fees.

People living or transacting internationally — for multi-currency support, favorable exchange, international transfers.

Users who prefer a premium, “all-in-one” banking + card solution rather than multiple services (bank account + travel card + currency exchange).

Those looking for convenience, convenience + perks + some financial flexibility (savings, crypto/asset support where available).

Limitations & What to Check Before Subscribing

Revolut Metal is a paid plan — so the monthly or annual fee should be weighed against how much you’ll really use the benefits (ATM withdrawals, travel perks, currency exchange, etc.).

Benefits vary significantly depending on country/region (so what applies in Europe may differ from Brazil or other markets). Always check what’s available in your region.

As with any subscription-based service: if you don’t use the added perks often (travel, ATM withdrawals abroad, currency exchange), the cost might outweigh benefits.

Conclusion

Revolut Metal is a premium, full-featured plan + card that turns a simple debit account into a global financial tool — combining a stylish metal card with banking, travel, currency, and lifestyle perks. For those who travel often, handle multiple currencies, or want a more feature-rich account than a standard bank account, Metal can offer real value. But as with any “premium” plan: it makes most sense only if you use the features regularly.

While not a pure crypto card, Revolut allows crypto purchases and spending through their app. Metal users get cashback and can hold BTC, ETH, and more. Not true crypto custody (Revolut holds the crypto).