Compare the Best Crypto Cards

Description

🔥 Coinbase Card – Full Review & Comparison Overview
The Coinbase Card is a crypto‑linked Visa debit card that enables U.S., UK, and European Coinbase customers to spend USD, USDC, or supported cryptocurrencies at over 40 million merchants worldwide powered by Visa 


✅ Key Features & Rewards
No annual fee, no issuance fee, and no foreign transaction fees 

Earn crypto rewards on purchases—0.5% up to 4%, depending on selected asset and promotions (e.g. XLM or BTC) 

Switch between reward assets anytime via Coinbase app 

No credit check required—it’s a prepaid Visa debit card funded by funds in your Coinbase account 

💸 Fees & Conversion Details
2.49% crypto liquidation fee applies when paying with most cryptos—except USDC, which avoids conversion costs 

Some sources note Coinbase uses an unspecified spread instead of explicit fees, similarly avoiding it for USDC–USD conversions 

ATM withdrawals: free up to $1,000/day in the U.S.; Europe/UK cap €500/day; domestic ATM fee applies after threshold (~1%–2%) depending on location 


🧭 Usage Limits & Support
Region Daily Spending Limit ATM Withdrawal Limit Monthly/Yearly Purchase Cap
U.S. ~$2,500–Unlimited $1,000/day None
UK / EU ~£10,000 / €10,000 £500 / €500 ~£20k / €20k monthly; ~£100k/€100k yearly 

Customer support is available via 24/7 email or phone, though many users report long wait times and difficulties resolving card issues 

⚠️ Common Drawbacks & Reddit Feedback
Many users report their cards being frequently locked or blocked, especially during overseas or unusual transactions; resolution requires time-consuming support chat 

“My card was deactivated three times … they never inform you when they block it … Support is notoriously unhelpful” 

Complaints of add-to-wallet failures (Apple Pay / Google Pay) and poor reliability even in regions like Europe 

Drop in reward rates: Reddit users note cashback has fallen from 4% → 1% → 0.5%, making the product feel less competitive 

🌍 Regional Availability
U.S., UK, and EU residents (excluding Hawaii in U.S.) can apply;

Rewards only available in U.S. accounts (European cardholders currently earn 0% cashback)