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Description

🔥 Binance Visa Card – Complete Review & Comparison Overview
The Binance Visa Card was a widely recognized crypto prepaid Visa debit card that allowed users to spend their crypto assets (e.g., BNB, Bitcoin, Ethereum) at millions of merchants worldwide. However, as of late 2023 and early 2024, the service has been officially discontinued globally, including in Brazil and Europe

✅ Key Features (When Active):
Zero Binance issuance or maintenance fees — entirely free card to issue and maintain

Crypto cashback paid in BNB, ranging from 0.1% to 8%, based on the user’s average BNB monthly balance

No need to convert crypto to fiat beforehand—Binance auto-converted the required amount at the point of purchase

Funds were held securely under Binance’s SAFU insurance fund, providing additional protection


🏦 Cashback Levels & BNB Requirements:
Tier Level Avg. BNB Balance (30‑day) Cashback Rate
1 0 BNB 0.1%
2 1 BNB 2%
3 10 BNB 3%
4 40 BNB 4%
5 100 BNB 5%
6 250 BNB 6%
7 600 BNB 8%

To earn the maximum cashback (8%), users needed to maintain 600 BNB (~$190K) over a 30-day period


💸 Fees & Spending Limits:
Transaction fee: up to 0.9% per payment or ATM withdrawal within Europe; 2% for transactions outside of the EEA


No issuance or inactivity fees; re-entry physical card cost around €25 (~BRL 150)

Spending limits: virtual card capped at about €870/day; physical card up to ~€8,700/day; ATM withdrawals limited to ~€290/day


⚠️ Disruptions & Limitations:
The Binance Visa Card service ended in December 2023, and users were instructed to destroy their cards


Reports on Reddit highlighted poor customer support, delayed cashback, and unresolved refund issues — particularly with scams or merchant disputes

“The Binance card is issued by another company … debit card … offers very poor protection against fraud”